Privacy Policy
Last updated: June 2026.
SmartEMI is designed to respect your privacy completely.
What we collect
Nothing personal. The loan amount, interest rate and tenure you enter are processed entirely in your own browser to compute your EMI. These numbers are never sent to our servers, never stored, and never shared. There is no sign-up, no login, and no account.
Cookies and tracking
SmartEMI does not set advertising or tracking cookies. The calculator works without any cookies. If we add basic, privacy-respecting analytics in future to count visits, we will update this page and it will never identify you personally.
Shareable links
When you click "Copy link", your loan inputs are placed into the URL so you can share that exact calculation. This happens only in your browser — nothing is uploaded. Only people you send the link to can see those numbers.
Third-party content
If you embed our calculator on another website, or if advertising is shown in future, those services may apply their own privacy practices. Any future advertising partners will be disclosed here.
Contact
Questions about privacy? Email lordgodalming666@gmail.com.